Flood damage and storm damage may be a common occurrence, but the loss they cause can be extraordinary. Floods mostly impact low-level rooms and basements and cause damage to furniture, appliances, floors, and other contents, sometimes beyond repair. Storms, depending on their severity can range from a few slates being torn off your roof to whole buildings being uprooted.
In either case, the damage has a massive effect on your home, your family and your life. Devine Claims Consultants has many years of experience with flood and storm damage claims. Our expert and knowledgeable loss assessors will effectively determine the extent of the damage caused, even damage that may not be obvious at first. With our in-depth knowledge of flood and storm damage insurance claims and insurance company’s settlement procedures, we will negotiate on your behalf to maximise your entitlement under your insurance policy.
When your home is damaged it can very difficult to know what to do. Depending on the extent of the damage it can be a long time before your house is repaired and begins to feel like home again. This is not helped by the insurance claims process. Even the smallest of claims can lead to complications. Handling this by yourself can be stressful and tiring, and in the end, many receive far less than they are entitled to.
Devine Claims Consultants has over 20 years experience performing claims management. Our expert and knowledgeable loss assessors will effectively determine the extent of the damage caused by the flood or storm, even damage that may not be obvious to you at first. We have an in-depth knowledge of flood and storm damage claims and ensure that you receive the full settlement that you are entitled to.
Does my home insurance policy cover flooding?
The majority of home insurance policies will cover flood damage. However, if you live in an area that floods regularly then there is an increased chance that you may not be covered. Make sure you read your policy carefully and inform yourself of the different clauses in your policy. This will make the claim process much easier should you need to make a flood damage insurance claim.
How do I know if my roof has storm damage?
Generally, it is very easy to sport roof damage but sometimes damage can be subtle and hidden meaning the damage becomes more extensive overtime. Certain signs of damage you should look out for include missing slates or shingles, water spots on your ceiling and leaks. If you do notice any damage you should have Devine Claims Consultants assess the extent of the damage and make an insurance claim on your behalf.
How long does is take to settle storm damage or flood damage claims?
This varies massively depending on the extent of the damage, your insurance company, how well the evidence is documented, etc. It can take anywhere from 48 hours to over a year for a claim to be settled. Devine Claim Consultants can assist with all elements of your insurance claim and do our best to move your claim along quickly ensuring you get the appropriate settlement.