Subsidence

Subsidence is a very serious problem that can affect the structural integrity of your home. Where you think subsidence may have occurred, we recommend that you give this immediate and careful attention. Subsidence occurs when the ground under your house collapses, or sinks lower, taking some of the building's foundations with it and putting a strain on the building's structure as one side sinks differently from the rest, causing cracks to appear.

Signs that subsidence has occurred include:

• Cracks wider than, say, 3mm
• Diagonal cracks that are wider at the top than the bottom
• Cracks that are visible inside and outside
• Cracks close to doors and windows
• Wallpaper crinkling where the wall joins the ceiling
• Doors and windows sticking as their frames warp
• Cracks where an extension or conservatory join the main house

Subsidence damage can be repaired by simply finding and removing the cause of the subsidence. However, in more extreme cases, specialist engineering services would be required with remedies such as underpinning to strengthen the foundations and prevent further damage being necessary.

At Devine Claims Consultants Insurance Loss Assessors, we will conduct a thorough survey of your home and provide a full report of the damage caused by the suspected subsidence. We will assist you with all aspects of your subsidence insurance claim preparation and negotiate on your behalf with your insurance company to get you the best settlement available.

Devine Claims Consultants – Subsidence Claims

When your home is damaged it can very difficult to know what to do. Depending on the extent of the damage it can be a long time before your house is repaired and begins to feel like home again. This is not helped by the insurance claims process. Even the smallest of claims can lead to complications. Handling this on your own can be stressful and tiring, and in the end, many receive far less than they are entitled to without our help.

With Devine Claims Consultants, our expert and knowledgeable loss assessors will effectively determine the extent of the damage caused by the subsidence, even damage that may not be obvious to you at first as we have an in-depth knowledge of subsidence claims and will ensure you receive the full settlement that you are entitled to.

Frequently Asked Questions about Subsidence Claims